Privacy Policy

Effective Date: October 24, 2026

Company Name: GMFL (referred to as “we”, “our”, or “us”)

1. Introduction

Welcome to GMFL. We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our financial, loan, and mortgage consulting services.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or submit your personal information.

2. Information We Collect

We collect information that identifies, relates to, describes, references, or can be linked, directly or indirectly, with a particular consumer or device. Depending on how you interact with our platform (e.g., applying for a loan, submitting an inquiry, or browsing pages), we may collect the following categories of information:

Personal Identification Information: Full name, date of age/birth, residential address, email address, telephone/mobile number, and government-issued identification details (such as PAN, Aadhaar, or equivalent KYC documents required for loans).
Financial & Professional Information: Employment status, monthly/annual income details, bank account statements, tax filings (ITR), existing debt obligations, and credit history details necessary for loan eligibility checks and mortgage processing.
Technical & Usage Data: IP address, browser type and version, operating system, pages visited on our site, time spent on pages, referral sources, and other diagnostic data collected automatically via cookies and tracking technologies.

3. How We Use Your Information

We utilize the information collected for various lawful business purposes associated with providing financial services, including:

Loan Processing & Evaluation: Assessing your loan eligibility, calculating debt-to-income ratios, reviewing documentation, and processing mortgage or financing applications.
Customer Communication: Communicating regarding your loan inquiries, sending application status updates, contract documents, customer support responses, and important service notices.
Identity Verification & Fraud Prevention: Conducting necessary verification checks, mitigating financial risks, and complying with Know Your Customer (KYC) and anti-money laundering regulations.
Website Optimization: Analyzing traffic patterns, improving user experience, enhancing security protocols, and optimizing the performance of our web pages.

4. Disclosure of Your Information

We maintain strict confidentiality over your financial profile. We do not sell, rent, or trade your personal information. However, we may share your data under the following circumstances:

Financial Partners & Lending Institutions: Authorized banks, non-banking financial companies (NBFCs), or lending partners involved in processing and underwriting your loan or mortgage.
Service Providers: Third-party vendors who assist us in operating our website, conducting data analysis, verifying credentials, or managing IT infrastructure, subject to strict confidentiality commitments.
Legal & Regulatory Compliance: Law enforcement bodies, government regulators, or courts of law when required by applicable laws, legal processes, or to safeguard our legal rights.

5. Data Security

We implement robust administrative, technical, and physical security measures designed to protect your sensitive financial and personal information from unauthorized access, alteration, disclosure, or destruction. While we strive to use commercially acceptable means to protect your data, no method of transmission over the Internet or electronic storage is 100% secure.

6. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to monitor activity and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website or loan application features may not function properly.

7. Third-Party Links

Our website may contain links to external websites, partner platforms, or service providers that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit, as we assume no responsibility for their content, privacy policies, or practices.

8. Children’s Privacy

Our services are directed solely at individuals who are eligible to enter into financial contracts (typically aged 18 and above). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and believe your child has provided us with personal data, please contact us immediately.

9. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted directly on this page with an updated “Effective Date.” We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal data, please reach out to us:

Website: https://gmfl.co.in/
Contact: gmfinancialls@gmail.com